Lending solutions with Alpen Partners International

Financing is most effective when it is flexible, discreet and tailored to client objectives. At Alpen, we structure bespoke lending solutions across asset classes, drawing on flexible approaches that may differ from those of traditional banks. From Lombard loans to real estate, yachts, aircraft or single stock financing, we support cross-border coordination with a focus on liquidity, innovation, and long-term planning considerations.

How we can help you

How we can help you with lending solutions

At Alpen, we design and coordinate financing that reflects the realities of international wealth. Our approach is not about off-the-shelf lending products, but about bespoke structures tailored to client assets and objectives. Whether through Lombard loans, real estate financing or asset-backed lending, we emphasize speed, cross-border coordination and discretion. By leveraging our independence, we support clients in accessing liquidity while maintaining flexibility for long-term planning, with financing structured to remain consistent with broader wealth strategies and financial objectives.

Asset-backed financing

Asset-backed financing can be used to access liquidity from holdings while maintaining ownership. At Alpen, we structure loans against portfolios, collectibles or other real assets, with terms designed to be transparent and consistent with planning objectives. This flexibility can offer access to capital with structures that may differ from traditional lending approaches. By coordinating across jurisdictions, we create bespoke solutions that adapt to global realities.

  • Loans secured by portfolios or assets
  • Flexible structuring and terms
  • Cross-border implementation
  • Alignment with broader planning

Real assets

Financing real assets requires discretion and creativity. At Alpen, we support the structuring of financing backed by yachts, aircraft, gemstones, and other tangible assets, creating potential avenues for liquidity without the need for an outright sale. We emphasize transparency, portability, and international coordination, with structures designed to consider jurisdictional realities. This approach may support access to capital while maintaining ownership and freeing resources for new opportunities or strategic priorities.

  • Aircraft and yacht financing
  • Gemstone and collectible-backed lending
  • International structuring
  • Flexible, discreet coordination

Real estate

Real estate is central to many portfolios, and financing it often requires cross-border structuring. At Alpen, we structure financing solutions for residential, commercial, or investment properties, tailored to international requirements. Our focus is on responsiveness and flexibility, with financing designed to support liquidity while maintaining ownership and planning options. By coordinating with legal and tax advisors, we aim for real estate financing to be aligned with broader wealth considerations.

  • Residential and commercial properties
  • Cross-border structuring
  • Speed and discretion
  • Integration with global planning

Single stock financing

Concentrated holdings can be powerful but illiquid. At Alpen, we structure single stock financing strategies that may provide a way to access liquidity without the need for an immediate sale. By securing financing against individual equities, these structures can offer flexibility while maintaining market exposure. Such approaches are complex and require careful oversight, which we support through coordination with counterparties and advisors. The result is liquidity that supports broader strategies while protecting long-term ownership.

  • Financing against single stocks
  • Liquidity without forced sales
  • Cross-border solutions
  • Tailored structuring and oversight

Asset-backed financing can be used to access liquidity from holdings while maintaining ownership. At Alpen, we structure loans against portfolios, collectibles or other real assets, with terms designed to be transparent and consistent with planning objectives. This flexibility can offer access to capital with structures that may differ from traditional lending approaches. By coordinating across jurisdictions, we create bespoke solutions that adapt to global realities.

  • Loans secured by portfolios or assets
  • Flexible structuring and terms
  • Cross-border implementation
  • Alignment with broader planning

Financing real assets requires discretion and creativity. At Alpen, we support the structuring of financing backed by yachts, aircraft, gemstones, and other tangible assets, creating potential avenues for liquidity without the need for an outright sale. We emphasize transparency, portability, and international coordination, with structures designed to consider jurisdictional realities. This approach may support access to capital while maintaining ownership and freeing resources for new opportunities or strategic priorities.

  • Aircraft and yacht financing
  • Gemstone and collectible-backed lending
  • International structuring
  • Flexible, discreet coordination

Real estate is central to many portfolios, and financing it often requires cross-border structuring. At Alpen, we structure financing solutions for residential, commercial, or investment properties, tailored to international requirements. Our focus is on responsiveness and flexibility, with financing designed to support liquidity while maintaining ownership and planning options. By coordinating with legal and tax advisors, we aim for real estate financing to be aligned with broader wealth considerations.

  • Residential and commercial properties
  • Cross-border structuring
  • Speed and discretion
  • Integration with global planning

Concentrated holdings can be powerful but illiquid. At Alpen, we structure single stock financing strategies that may provide a way to access liquidity without the need for an immediate sale. By securing financing against individual equities, these structures can offer flexibility while maintaining market exposure. Such approaches are complex and require careful oversight, which we support through coordination with counterparties and advisors. The result is liquidity that supports broader strategies while protecting long-term ownership.

  • Financing against single stocks
  • Liquidity without forced sales
  • Cross-border solutions
  • Tailored structuring and oversight
Team

Your experts in the field of lending solutions services

Our team at Alpes Partners brings deep expertise in structuring bespoke financing across asset classes — from real estate and portfolios to yachts, aircraft, and unique assets like single stock collateral. We work with precision, discretion, and a clear understanding of cross-border complexities, tailoring lending solutions that align with your broader wealth strategy.

Franz Lukas

Franz Lukas

Portfolio Management, Business Management
Melanie Baltic

Melanie Aubail

Marketing and Family Office
Mark Hollenstein

Mark Hollenstein

Head of Business Development, Business Management
Denis Da Silva

Denis Da Silva

Project Management, Business Management
Additional Benefits and Services

Lending solutions services in Switzerland by Alpen Partners International

At Alpen Partners International, we provide lending solutions services in Switzerland designed to meet your unique financial needs. As a leading firm in Swiss investment managed account services, we offer:

Expert guidance

Navigate the complexities of managing and potentially growing your wealth with our professional advisors, experienced in Swiss and international financial markets.

Deep market knowledge

Potentially benefit from our familiarity with the Swiss financial market and its regulatory environment.

Customized strategies

Receive personalized wealth management plans that take into account your financial goals and risk profile.

Comprehensive services

Access a full suite of services including investment planning, tax optimization and estate planning.

Proven excellence

We strive to provide high-quality services aligned with our clients’ objectives.

Get in Touch

Our independence allows us to move without institutional constraints, providing structures that are both efficient and discreet.

Thomas H. Dürmüller
Thomas H. Dürmüller
Partner
FAQ

Frequently asked questions about our lending solutions

These questions are frequently asked in relation to lending solutions.

Alpen Partners International may consider a range of financial and tangible assets as potential collateral for asset-backed financing. These may include portfolios of listed securities, mutual funds, exchangetraded funds (ETFs), structured notes, and, in some cases, tangible assets such as real estate, art, or precious metals. Under specific conditions, digital assets (e.g., cryptocurrencies) may also be reviewed, provided they meet custody, valuation, and regulatory standards.

Each asset is evaluated individually based on factors such as liquidity, valuation transparency, volatility, and jurisdictional considerations. Acceptance of collateral is subject to due diligence and approval, and terms may vary depending on the structure and the client’s overall financial profile. Alpen Partners International’s goal is to ensure that any financing remains conservative, transparent, and consistent with long-term wealth preservation objectives.

Alpen begins with collateral evaluation, followed by indicative loan-to-value guidance and covenant design. We coordinate documentation among custodians, banks and client legal or tax counsel to ensure enforceability and confidentiality. Every facility remains bespoke rather than standardized. Alpen’s Swiss-based platform provides cross-border governance and institutional relationships for transparency, efficiency, and compliance throughout the structuring process.

Asset-backed facilities can provide temporary liquidity, bridge funding for capital calls or improve portfolio efficiency without selling investments. Alpen assists clients who need flexibility to meet obligations or seize opportunities while retaining long-term exposures. These transactions protect portfolio continuity, support tactical needs and help preserve investment discipline through planned, strategic leverage rather than reactive borrowing.

Timelines depend on collateral type, jurisdiction and documentation requirements. Alpen’s established counterpart network and internal coordination allow expedited assessment, indicative terms and execution when due diligence is complete. We emphasize speed with precision, ensuring transactions meet governance and compliance standards. The result is efficient delivery without compromising control, documentation quality or the client’s strategic flexibility.

Alpen continuously tracks collateral valuations, covenants and loan-to-value ratios to preserve transparency and stability. We coordinate with custodians and counterparties for periodic updates, enabling proactive adjustments if markets shift. Our governance process prevents breaches before they occur and ensures clients retain control. Regular reporting fosters trust, accountability and alignment with long-term portfolio objectives and liquidity plans.

Every financing mandate is managed with strict confidentiality agreements and institutional safeguards. Alpen limits information flow to essential participants only and uses secure custodial structures to preserve discretion. Cross-border documentation is handled internally to reduce external exposure. Clients benefit from seamless execution that safeguards privacy while maintaining full compliance with legal and regulatory requirements.

No. We are not a bank and do not distribute fixed credit products. Our role is to design flexible structures around client assets, tailored to specific needs. By acting as an independent partner, we are positioned to mitigate potential conflicts of interest and aim to align financing with long-term planning. We emphasize discretion, creativity and alignment, not package-based lending models.

Speed is often critical. Alpen coordinates financing with a focus on bespoke structures and clear asset-based security, offering an alternative approach to traditional institutions. Timelines vary depending on asset class and jurisdictions involved, but our independence allows us to move quickly. We emphasize efficiency while maintaining compliance, with solutions structured to support liquidity needs and to take family objectives into account.

We work with financing solutions across a wide range of assets, including portfolios, real estate, yachts, aircraft, single stocks, and gemstones. Each structure is tailored to client circumstances and objectives. Our role is to support access to liquidity while structuring approaches intended to maintain ownership and take broader planning into account. We do not offer off-the-shelf loans, but bespoke solutions integrated with global strategies.

Many clients hold assets in multiple jurisdictions, requiring financing that respects local regulations and tax structures. We coordinate with trusted advisors to design compliant frameworks, with an emphasis on maintaining flexibility across borders. By anchoring solutions in Switzerland and leveraging our independence, we structure financing approaches intended to remain practical and consistent with international obligations, while incorporating discretion and creativity in their design.

Alpen provides discretion, creativity and speed. Unlike traditional banks, we are not tied to fixed lending packages. Our role is to design bespoke financing solutions aligned with family wealth strategies. Whether structuring Lombard loans, real estate financing or asset-backed lending, we coordinate across jurisdictions with the aim of developing solutions that are flexible, efficient, and aligned with broader planning considerations.

How we work

More information on lending solutions with Alpen Partners

Financing can provide flexibility and liquidity when managed with discretion and foresight. At Alpen, we design bespoke solutions across asset classes including real estate, portfolios, yachts, aircraft and single stocks. Our role is to structure financing quickly and creatively, coordinating across jurisdictions while integrating with wealth strategies. We work with trusted partners and advisors with the aim of supporting compliance, transparency, and alignment with client objectives. Financing is approached not as a product but as a strategic tool. Based in Switzerland, we structure solutions within a stable and well-regulated environment for international families with tailored lending requirements.

Flexible structures

Flexibility is at the heart of effective financing. At Alpen, we design bespoke structures rather than rely on fixed lending models. Financing can be structured against portfolios, real estate, or tangible assets, creating potential access to liquidity while maintaining ownership. Each solution is tailored to client circumstances, objectives and jurisdictional realities. Flexibility also means speed. Families often need access to liquidity quickly to capture opportunities or address obligations. Our independence allows us to move without institutional constraints, providing structures that are both efficient and discreet.

We coordinate with legal and tax advisors with the aim of supporting compliance across borders and aligning financing with estate planning, governance, and broader wealth considerations. The focus is not simply on access to capital but on structuring financing to complement long-term planning. By emphasizing adaptability, Alpen seeks to structure liquidity in ways that are consistent with established wealth frameworks and long-term objectives.

Cross-border coordination

Global families often hold assets in multiple countries, which makes financing complex. At Alpen, we specialize in structuring cross-border solutions that respect differing legal, tax and regulatory regimes. Whether arranging loans against international real estate, equities or lifestyle assets, we coordinate with trusted advisors to design frameworks that simplify oversight. Switzerland serves as an established and well-regulated jurisdiction for these arrangements, recognized internationally for its financial framework. Cross-border financing also requires adaptability, as rules may change over time.

We monitor developments closely with the aim of supporting structures that remain compliant and consistent with client objectives. Coordination across jurisdictions allows families to access liquidity where needed without unnecessary duplication or risk. Our role is to integrate financing with the broader wealth strategy, reducing complexity while preserving flexibility. By simplifying the process and focusing on compliance, we help families in navigating global wealth considerations, with financing structured to align with long-term objectives.

Creative asset-backed solutions

Asset-backed financing allows families to unlock liquidity from holdings while retaining ownership. At Alpen, we design creative solutions backed by portfolios, single stocks, yachts, aircraft or gemstones. Each financing arrangement is tailored to reflect the unique nature of the asset, jurisdictional realities and family priorities. Creativity lies not in complexity but in structuring approaches that take planning objectives into account while maintaining transparency and compliance. We coordinate with trusted partners with the aim of supporting valuations, collateral, and reporting in line with established standards.

Asset-backed financing is particularly valuable when families wish to preserve ownership of strategic holdings or lifestyle assets while accessing capital for other opportunities. These solutions can support succession planning, acquisitions or diversification without disrupting long-term strategies. Our independence allows us to move beyond standard lending models, focusing instead on discreet, client-specific frameworks. By taking a creative approach to financing, Alpen structures solutions intended to support liquidity while taking long-term planning considerations into account.

Financing as part of wealth planning

At Alpen, financing is never treated as separate from wealth planning. It is a tool that enhances liquidity, resilience and continuity when integrated thoughtfully. We aim to structure financing in a way that takes estate planning, tax strategies and governance frameworks into account. The objective is to integrate financing thoughtfully so that it remains consistent with broader long-term considerations. For families with intergenerational priorities, financing can provide liquidity during transitions — for example, covering estate settlements, funding distributions or enabling succession planning.

It can also support opportunities, such as acquisitions or strategic investments, without requiring the sale of core assets. Our role is to design frameworks where financing strengthens wealth strategies rather than undermines them. Independence allows us to remain focused on client goals rather than institutional products. Financing, when coordinated carefully, can serve as a tool to support broader planning considerations. It supports obligations, enables flexibility and preserves continuity across generations, all while reinforcing long-term wealth preservation and growth.

Get in touch with us

At Alpen, lending solutions are about more than returns. They are built on trust, long-term relationships, and a structured approach that emphasizes clarity. You remain in control where it matters most, while drawing on professional expertise where this may add value. In this way, your portfolio can be structured to reflect your vision, your family’s priorities, and the legacy you wish to build.

Pierre Gabris

Pierre Gabris

Your contact for Lending solutions

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