FORM ADV PART 3 – CLIENT RELATIONSHIP SUMMARY (FORM CRS)
Alpen Partners International AG (“API” or “we”) is registered with the Securities and Exchange Commission (“SEC”) as an Investment Adviser, CRD 291759.
Investment advisory and brokerage services and fees differ and it is important for retail investors to understand the differences. Free and simple tools are available to research firms and financial professionals at https://www.investor.gov/CRS, which also provides educational materials about investment advisers, broker-dealers and investing.
WHAT INVESTMENT SERVICES AND ADVICE CAN YOU PROVIDE ME?
We provide investment advisory services to high and ultra-high net worth individuals and their families as well as to foundations, trusts and estate planning structures which they may have established. We offer advisory accounts that allow us to buy and sell investments in your account without asking or notifying you in advance (a “discretionary account”) or we may give you advice and you decide what investments to buy and sell (a “non-discretionary account”). Our investments and investment proposals are guided by the investment strategy which we define together with you and which is tailored to your particular requirements, and by the restrictions you might impose. We also offer investment consolidation and reporting services for clients with financial accounts at more than one financial institution. We prefer that you invest a minimum of $500,000 with us. Related accounts can be aggregated. Our Client Advisers review your investments regularly, but at least quarterly as part of our standard services.
More detailed information about our services are available in our Form ADV, Part 2A Brochure (Items 4, 7 and 13).
Our annual fees for discretionary portfolios range from 0.40% to 1.25% of the market value of the assets in the account. For non-discretionary accounts they depend on the size and complexity of the mandate with a maximum rate at 1.50% of the market value of the assets in the account. The calculated fee is debited at the end of the respective calendar quarter (i.e. March, June, September and December) based on the average assets under management for each of the three months in the relevant quarter. This fee model causes a conflict of interest since more assets in your advisory account mean more fees thus our firm may have an incentive to encourage you to increase your assets in the account. We may enter into performance based fee arrangements with qualified clients, subject to individualized agreements. Our annual fees for consolidation and reporting services range from 0.05% to 0.20% of the consolidated assets.
Our fees do not include custodian fees, fees for trade settlement, brokerage commissions, or taxes, nor management or other fees charged by funds and other transactional fees and product-level fees. You will pay fees and costs whether you make or lose money on your investments. Fees and costs will reduce any amount of money you make on your investments over time. Please make sure you understand what fees and costs you are paying.
More detailed information about our fees are available in our Form ADV, Part 2A Brochure (Items 5 and 6).
When we act as your investment adviser, we have to act in your best interest and not put our interest ahead of yours. At the same time, the way we make money creates some conflicts with your interests. You should understand and ask us about these conflicts because they can affect the investment advice we provide you. Here are some examples to help you understand what this means.
Employee’s personal trading activities or outside business interests can conflict with the trading activities and interest for your account. Employees can take improper advantage of material, non-public information arising from client relationships enabling employees to trade in advance of client trades. Gifts and entertainments can induce an employee to preferential treatment of a specific client.
More detailed information about our legal obligations are available in our Form ADV, Part 2A Brochure (Items 6 “side-by-side management”, 10 and 11).
Our financial professionals are compensated on a fixed salary model and may receive additional compensation such as bonus payments and similar incentives. However, such additional compensation is based on assets under management and not on account performance or trading activity.
No. Visit https://www.investor.gov/CRS for free and simple search tools to research us and our financial professionals.
You can obtain additional information on our website www.alpeninternational.com or visit Investment Adviser Public Disclosure website https://adviserinfo.sec.gov/firm/summary/291759 .
Call +41 58 105 75 50 to request up-to-date information or a copy of the relationship summary.
Website: Agenza GmbH
Following the establishment of his Swiss banking structure, David required a coordinated framework to manage assets across jurisdictions while maintaining compliance with U.S. reporting obligations.
Alpen integrated his assets into a Swiss wealth management structure tailored for internationally active clients. The focus was on aligning investment strategy, currency exposure, and financial planning within a single cross-border framework.
Consolidated multi-bank reporting, integrating assets held with Swiss, U.S. and other onshore or offshore banking relationships into a single comprehensive overview.
Switzerland’s stable political environment, strong financial sector, and long-standing expertise in wealth management provided a reliable foundation for administering David’s international assets.
With the Swiss account in place, Alpen integrated it into a broader offshore banking structure designed for diversification and asset protection.
The Swiss banking environment also offered political stability, robust financial regulation, and a historically strong currency base.
As part of his relocation planning, David explored the process of establishing residency in Switzerland. For non-EU citizens such as U.S. nationals, residency typically requires either employment in Switzerland, the establishment of a local company, or a negotiated tax arrangement with cantonal authorities.
Working alongside local legal and tax advisors, Alpen helped David evaluate the available options and coordinate the financial aspects of the move. This included aligning banking structures, documenting international assets, and preparing financial disclosures required during the residency process.
Opening a Swiss bank account as a U.S. client follows a defined onboarding process based on regulatory requirements and internal bank standards. This includes identity verification, source-of-wealth documentation, and alignment with international reporting frameworks. It also involves coordination with the selected institution, including the negotiation of account terms and applicable fee structures.
Benefit from competitive fee structures, efficient onboarding and responsive service through Alpen’s established banking relationships.
As part of the onboarding, David was required to provide detailed documentation regarding his financial background and the origin of his assets. Minimum deposit thresholds and internal bank criteria were also considered when selecting the appropriate institution.
Once all documentation was complete and approved, the account opening process typically took approximately 1–2 weeks. Alpen then coordinated the initial asset transfers and ensured a smooth transition from existing banking relationships.
