Variable Universal Life (VUL)

Start / Wealth Management / Insurance Solutions / Variable Universal Life (VUL)
Wealth Management

Adapt and prosper with VUL

Variable universal life insurance is a combination of ULI and PPLI. It has a portfolio of investments at its core and an additional death benefit has been put on top to ensure that the defined amount is paid out independently of the development of the investment portfolio.

  • Investment-linked insurance policy with an additional death coverage on top
  • Combination of death coverage of a universal life insurance (ULI) and the investment flexibility of a private placement life insurance (PPLI)
  • The payout in case of death is guaranteed through the additional death cover, which covers the difference between the value of the underlying portfolio and the defined death benefit
  • Underlying portfolio of assets held with a custodian bank selected by the policyholder

Key benefits

  • Combination of the benefits of a private placement life insurance (PPLI) with the additional death benefit of a universal life insurance (ULI) policy
  • Wide range of investment options
  • Diversification from market risk
  • Liquidity to pay off taxes or liabilities
  • Option to surrender at any time
  • Helping families/co-owner keep control of their business

Related articles

November 18, 2022

Invest in Commodities: Agriculture

Investing in the commodity that grows on trees. Are you looking for a new investment opportunity but don’t know where to begin? Try a commodity! A commodity is a basic good that is a raw material...

November 18, 2022

What is Impact Investing?

Create change, strengthen your portfolio, and stay on top of investment trends. While the monetary success of a portfolio is always critical, many investors are thinking about their investments on ...

November 18, 2022

Invest in Private Equity in Europe

Tap into one of Europe’s highest performing asset classes. You may be unhappy with your current portfolio and it may be time to explore new options. Looking into offshore options is a great way t...

Send us a message and we'll be happy to help.

GDPR Privacy Policy: This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.