Universal Life Insurance (ULI)

Start / Wealth Management / Insurance Solutions / Universal Life Insurance (ULI)
Wealth Management

Secure your legacy with ULI

Universal life insurance is the familiar type of life insurance that comes to mind when people think about it: the policy holder pays premiums, and in return, the life insurance company commits to pay out a defined sum upon the insured person’s death.

  • Death benefit between USD 5M and 400M
  • Premium financing: banks willing to lend 80-90% of the cash surrender value
  • Top medical condition is not a requirement
  • Single or regular premium payments (5 or 10 years)
  • Insurance companies are large, multinational insurance companies with high credit ratings
  • All risks are reinsured with well capitalized reinsurance companies (SwissRe, MunichRe, HanoverRe)

Key benefits

  • Financial security for surviving heirs
  • Flexible inheritance planning
  • Liquidity to pay off taxes or liabilities
  • Helping families keep control of their businesses
  • Helping business partners remain in control when co-owner passes away
  • Can be used as a tool to hedge market risk
Blog

Related articles

Blog Image for: Invest in Commodities: Agriculture

Invest in Commodities: Agriculture

Investing in the commodity that grows on trees. Are you looking for a new investment opportunity but don’t know where to begin? Try a commodity! A commodity is a basic good that is a raw material or a...
Blog Image for: Invest in Private Equity in Europe

Invest in Private Equity in Europe

Tap into one of Europe’s highest performing asset classes. You may be unhappy with your current portfolio and it may be time to explore new options. Looking into offshore options is a great way to ope...
Blog Image for: Eco investing

Eco investing

How to make green investments today. The revolution has developed over many years, but the term was coined in 2007. Since then, companies are taking social stances on important issues, bringing in mor...

Make an impact with Alpen Partners today.

GDPR Privacy Policy: This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.