Can the “Buy, Borrow, Die” Strategy Work in Cross-Border Wealth Planning?
Among ultra-high-net-worth families, few wealth-planning concepts have attracted as much attention as the so-called “Buy, Borrow, Die” strategy...
July 22, 2026
Among ultra-high-net-worth families, few wealth-planning concepts have attracted as much attention as the so-called “Buy, Borrow, Die” strategy...
July 22, 2026
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Among ultra-high-net-worth families, few wealth-planning concepts have attracted as much attention as the so-called "Buy, Borrow, Die" strategy. While the phrase may sound provocative, it describes…
After several years of subdued listing activity, global IPO markets are showing renewed signs of life. Much of the attention has focused on artificial intelligence, semiconductors,…
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Across the United States, several states and jurisdictions have explored proposals aimed at increasing taxes on very high-net-worth individuals. These initiatives, often referred to in media…
July 14, 2026
Why is moving abroad more complex than it seems? For many Americans, relocating abroad is increasingly part of a broader lifestyle, diversification, or geopolitical strategy. However,…
Recent reports from the Boston Consulting Group (BCG) indicate that Hong Kong has narrowly surpassed Switzerland in total cross-border wealth assets under management for the first…
July 14, 2026
Relocating to Switzerland is often part of a broader life decision involving lifestyle, family, and long-term planning considerations. For internationally active individuals and families, Switzerland offers…
The role of the US dollar in the global financial system has long been central to international trade, reserves, and capital markets. However, growing geopolitical fragmentation,…
July 14, 2026
France continues to attract internationally active individuals and families seeking lifestyle, long-term property ownership, and broader European exposure. From Paris apartments and Riviera residences to vineyards…
Many internationally active investors are familiar with traditional lending secured by real estate or business assets. Less widely known is Lombard lending—a financing solution that allows…
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Following the establishment of his Swiss banking structure, David required a coordinated framework to manage assets across jurisdictions while maintaining compliance with U.S. reporting obligations.
Alpen integrated his assets into a Swiss wealth management structure tailored for internationally active clients. The focus was on aligning investment strategy, currency exposure, and financial planning within a single cross-border framework.
Switzerland’s stable political environment, strong financial sector, and long-standing expertise in wealth management provided a reliable foundation for administering David’s international assets.
With the Swiss account in place, Alpen integrated it into a broader offshore banking structure designed for diversification and asset protection.
The Swiss banking environment also offered political stability, robust financial regulation, and a historically strong currency base.
As part of his relocation planning, David explored the process of establishing residency in Switzerland. For non-EU citizens such as U.S. nationals, residency typically requires either employment in Switzerland, the establishment of a local company, or a negotiated tax arrangement with cantonal authorities.
Working alongside local legal and tax advisors, Alpen helped David evaluate the available options and coordinate the financial aspects of the move. This included aligning banking structures, documenting international assets, and preparing financial disclosures required during the residency process.
Opening a Swiss bank account as a U.S. client follows a defined onboarding process based on regulatory requirements and internal bank standards. This includes identity verification, source-of-wealth documentation, and alignment with international reporting frameworks. It also involves coordination with the selected institution, including the negotiation of account terms and applicable fee structures.
As part of the onboarding, David was required to provide detailed documentation regarding his financial background and the origin of his assets. Minimum deposit thresholds and internal bank criteria were also considered when selecting the appropriate institution.
Once all documentation was complete and approved, the account opening process typically took approximately 1–2 weeks. Alpen then coordinated the initial asset transfers and ensured a smooth transition from existing banking relationships.
