Alpen works with valuers, insurers and legal advisers to structure efficient financing across multiple high-value tangible asset categories.
We coordinate lenders and jurisdictions to maintain compliance, collateral enforceability and efficient execution for globally mobile assets.
Clients receive full visibility into valuation, lending terms and documentation to ensure integrity, clarity and accountability.
By combining valuation transparency with global lender access, Alpen provides clients with controlled leverage that reinforces rather than jeopardises their broader wealth planning objectives.
Learn more about real assets in our Insights magazine.
Real Assets
Asset-Backed Financing
Asset-Backed Financing
Alpen structures financing against high-value tangible assets for clients seeking disciplined liquidity solutions. Aircraft, yachts, fine art and collectibles require precision, governance and international coordination. Alpen arranges these facilities through specialist lenders familiar with niche markets and complex ownership structures. Our process begins with an eligibility assessment, followed by valuation, insurance and documentation. Each transaction balances confidentiality with transparency, ensuring compliance and enforceability across jurisdictions. Through our Swiss-based advisory platform, clients access structured credit efficiently while maintaining full oversight and control. Alpen transforms tangible assets into liquidity solutions that support capital efficiency within globally diversified wealth strategies.
Real asset financing begins with understanding the collateral. Alpen structures facilities backed by aircraft, yachts and fine art, each requiring distinct appraisal standards. Independent valuers assess condition, provenance and market comparables to determine lending parameters. Insurance cover and title verification follow. Alpen coordinates between specialists to ensure documentation consistency, enforceability and regulatory alignment. This disciplined approach enables accurate loan-to-value ratios that protect both client and lender interests. By combining valuation transparency with global lender access, Alpen provides clients with controlled leverage that reinforces rather than jeopardises their broader wealth planning objectives.
Alpen manages all aspects of structuring and documentation, coordinating advisers across jurisdictions to ensure enforceable, compliant transactions. We work with specialist lenders using amortising or bullet structures, as well as SPVs and cross-collateral frameworks where appropriate. Our documentation standards emphasise clarity, insurance coverage and legal precision. Alpen’s role extends from lender introductions to transaction completion, ensuring efficiency and consistency. The result is tailored financing that complements the client’s overall wealth plan without unnecessary complexity, operational risk or reputational exposure.
Execution begins once structures and terms are approved. Alpen coordinates lender approvals, insurance activation and collateral documentation. Timing depends on asset type and jurisdiction, but our established relationships support efficient completion. We ensure inspections and due diligence meet lender and regulatory requirements. Every stage is closely monitored, from legal signing to drawdown, preserving accuracy and confidentiality. Alpen’s process ensures liquidity delivery aligns with strategic objectives, protecting ownership control while maintaining smooth operations across borders. Precision and responsiveness define each transaction, ensuring effective financing without compromise.
Following completion, Alpen oversees ongoing monitoring to preserve compliance and asset quality. We track valuations, covenants and insurance renewals, coordinating with custodians and insurers for timely updates. Proactive oversight enables adjustments to credit terms or collateral coverage where necessary. Alpen ensures transparency and consistency across reporting cycles. Clients retain control while maintaining lender confidence. This lifecycle management supports stability and readiness for refinancing or restructuring, ensuring the facility remains effective as markets and strategic priorities evolve.
At Alpen, we consider real assets to be more than financial returns. They are built on trust, long-term relationships and a structured approach. You remain in control where it matters most, while drawing on professional expertise where this may add value. In this way, portfolios can be structured to reflect your vision, your family’s priorities and the legacy you wish to build.
Pierre Gabris
Your contact for real assets
Website: Agenza GmbH
Following the establishment of his Swiss banking structure, David required a coordinated framework to manage assets across jurisdictions while maintaining compliance with U.S. reporting obligations.
Alpen integrated his assets into a Swiss wealth management structure tailored for internationally active clients. The focus was on aligning investment strategy, currency exposure, and financial planning within a single cross-border framework.
Switzerland’s stable political environment, strong financial sector, and long-standing expertise in wealth management provided a reliable foundation for administering David’s international assets.
With the Swiss account in place, Alpen integrated it into a broader offshore banking structure designed for diversification and asset protection.
The Swiss banking environment also offered political stability, robust financial regulation, and a historically strong currency base.
As part of his relocation planning, David explored the process of establishing residency in Switzerland. For non-EU citizens such as U.S. nationals, residency typically requires either employment in Switzerland, the establishment of a local company, or a negotiated tax arrangement with cantonal authorities.
Working alongside local legal and tax advisors, Alpen helped David evaluate the available options and coordinate the financial aspects of the move. This included aligning banking structures, documenting international assets, and preparing financial disclosures required during the residency process.
Opening a Swiss bank account as a U.S. client follows a defined onboarding process based on regulatory requirements and internal bank standards. This includes identity verification, source-of-wealth documentation, and alignment with international reporting frameworks. It also involves coordination with the selected institution, including the negotiation of account terms and applicable fee structures.
As part of the onboarding, David was required to provide detailed documentation regarding his financial background and the origin of his assets. Minimum deposit thresholds and internal bank criteria were also considered when selecting the appropriate institution.
Once all documentation was complete and approved, the account opening process typically took approximately 1–2 weeks. Alpen then coordinated the initial asset transfers and ensured a smooth transition from existing banking relationships.
