Each portfolio reflects the client’s individual objectives, time horizon and acceptable risk parameters.
Alpen regularly rebalances holdings to remain aligned with performance objectives and market developments.
Clients receive clear and consistent reporting that reflects each decision and its underlying rationale.
Alpen’s discretionary management begins with understanding the complete financial picture of each client.
Learn more about discretionary accounts in our Insights magazine.
Real Estate
Expatriation/Relocation
Commodities
Discretionary accounts at Alpen offer clients a professional and disciplined approach to long-term wealth management. Once the investment framework is defined, Alpen assumes full responsibility for implementing and maintaining your portfolio. Decisions are made proactively and strategically, ensuring that your holdings remain aligned with your objectives and risk profile. This trusted structure allows clients to delegate complex financial decisions to experienced professionals, enabling them to focus on other priorities while Alpen continuously manages, monitors and optimises investments in line with evolving markets and long-term strategic objectives.
Alpen’s discretionary management begins with understanding the complete financial picture of each client. Advisers consider objectives, liquidity needs, risk tolerance and time horizon before designing a tailored portfolio. This foundation ensures that every decision reflects not only market conditions but also the client’s personal objectives, leading to a coherent investment structure that grows with changing circumstances and priorities over time.
With discretionary accounts, Alpen’s advisers monitor markets continuously and act decisively within the parameters set by each client. Rather than reacting to short-term fluctuations, decisions are guided by data, research and a clear investment philosophy. This proactive management style allows Alpen to capture opportunities, manage risks and maintain portfolio stability through diverse market environments while upholding long-term strategic discipline and consistency.
Transparency is central to Alpen’s investment philosophy. Each client receives detailed reporting outlining portfolio composition, performance and the rationale behind every adjustment. Regular reviews provide opportunities to revisit objectives and confirm alignment with the broader investment strategy. Alpen believes that informed clients make confident decisions, so communication remains clear and accessible without overwhelming clients with technical or unnecessary details.
A discretionary account with Alpen represents more than a service. It is a partnership built on integrity, accountability and shared vision. Alpen’s advisers act as stewards of each client’s wealth, ensuring that decisions are made with care and responsibility. This commitment fosters enduring relationships where clients trust that their assets are managed thoughtfully, free from conflicts of interest or external pressure.
At Alpen, we consider discretionary accounts to be more than financial outcomes. These services are built on trust, long-term relationships and a structured approach. You remain in control where it matters most, while drawing on professional expertise where this may add value. In this way, portfolios can be structured to reflect your vision, your family’s priorities and the legacy you wish to build.
Pierre Gabris
Your contact for discretionary accounts
Website: Agenza GmbH
Following the establishment of his Swiss banking structure, David required a coordinated framework to manage assets across jurisdictions while maintaining compliance with U.S. reporting obligations.
Alpen integrated his assets into a Swiss wealth management structure tailored for internationally active clients. The focus was on aligning investment strategy, currency exposure, and financial planning within a single cross-border framework.
Switzerland’s stable political environment, strong financial sector, and long-standing expertise in wealth management provided a reliable foundation for administering David’s international assets.
With the Swiss account in place, Alpen integrated it into a broader offshore banking structure designed for diversification and asset protection.
The Swiss banking environment also offered political stability, robust financial regulation, and a historically strong currency base.
As part of his relocation planning, David explored the process of establishing residency in Switzerland. For non-EU citizens such as U.S. nationals, residency typically requires either employment in Switzerland, the establishment of a local company, or a negotiated tax arrangement with cantonal authorities.
Working alongside local legal and tax advisors, Alpen helped David evaluate the available options and coordinate the financial aspects of the move. This included aligning banking structures, documenting international assets, and preparing financial disclosures required during the residency process.
Opening a Swiss bank account as a U.S. client follows a defined onboarding process based on regulatory requirements and internal bank standards. This includes identity verification, source-of-wealth documentation, and alignment with international reporting frameworks. It also involves coordination with the selected institution, including the negotiation of account terms and applicable fee structures.
As part of the onboarding, David was required to provide detailed documentation regarding his financial background and the origin of his assets. Minimum deposit thresholds and internal bank criteria were also considered when selecting the appropriate institution.
Once all documentation was complete and approved, the account opening process typically took approximately 1–2 weeks. Alpen then coordinated the initial asset transfers and ensured a smooth transition from existing banking relationships.
