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Invest in Silver

Published: October 14, 2025
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Invest in hard assets to protect your wealth.

Precious metals are becoming recognized not only as commodities, but as currencies that cannot be printed and devalued. They also offer a hedge during these times of currency devaluation and increasing geopolitical risks. As a hard asset, precious metals are a great way to diversify your portfolio from paper profits, digital trading, and currency creation. This allows gold and silver to stand as hedges against any higher risk investments. Today, investors use gold to hedge their funds, as a safe haven, and as a direct investment. A hedge investment is one that can offset the losses in another asset class. Investors will often buy gold to hedge against the decline of a currency, for it is a great defense against inflation. Research has also found that gold is the best hedge against a stock market crash. In fact, gold prices increase dramatically after a crash. Stockholders will often sell their stocks and buy gold. If you’ve bought your fair share of gold, or are looking for a cheaper alternative, silver is the second best precious metal to invest in.

Why Invest in Silver?

Like gold, silver also holds its value. Other benefits of silver include the fact that it has never been defaulted on. By owning physical silver, there are no default risks, which is not something that can be said about all investments. Silver is one of the best forms of money because it can’t just be created, like paper money or digital currencies. It has never been defaulted on and there is no counterparty risk, unlike stocks or bonds. In fact, silver has been used as currency more often than gold. Keep in mind, we are talking about physical gold, not ETFs or certificates. Owning physical silver is beneficial over ETFs because it is a hard asset. There aren’t many investments that you can carry in your pocket, and precious metal is one of them. With physical silver, you are hedging yourself against any kind of hacking and cybercrime that can affect digital investments. An ounce of gold is more expensive than an ounce of silver, so an individual would need to buy more silver to protect the same amount of money, but it would be easier to make smaller purchases. When it comes time to sell the silver, you wouldn’t have to sell a full ounce like you would in the case of gold, because the denominations can be smaller. In addition, there are numerous industrial uses for silver in almost every major industry, from electronics to medicine to solar energy. The metal is significantly electrically conductive, thermally conductive, and reflective. We would not have a lot of the amenities we have today without the use of silver, including cell phones. Lastly, the world demand of silver is growing. Most major government mints are experiencing a rise in sales of silver, especially in China and India.

How to Invest in Silver

There are many ways to invest in silver. The way we recommend is buying physical silver, such as bars and coins. Bars are the most effective way of buying the precious metal. They are available in various sizes and weights and can be purchased from many banks and bullion dealers. It is recommended individuals do their research before buying to choose a trusted dealer. Coins are one of the most popular ways of buying silver because you can buy it in small amounts and it is more portable and convenient, but it is usually sold at a higher markup due to the cost of designing and minting the coins. You will also want to find a plan to store the silver that can protect your investment, such as a bank or in-home safe. If you don’t want the hassle of owning physical silver, there are other ways to invest. Stock certificates and online portfolios are less tangible but make it easy to buy, sell, transfer, and possess precious metals. ETFs, or Exchange Traded Funds, are assorted assets that are bought, sold, and traded, similar to the stock exchange. Precious metal ETFs are becoming more and more popular. The ETFs are backed by actual silver bullion stored in vaults and there are many options on the market. Again, you will want to do your research before jumping in and investing. Many like ETFs because they don’t have to worry about the cost of holding, protecting, and transporting the asset. If the cost is no issue, however, buying physical silver and having a trusted bank protect it for you can assure safety. The peace of mind is worth it.

Where We Come In

Storing precious metals in Swiss vaults has been a proven way for those who would like to protect their gold to do so safely with trusted banks. Switzerland has historically been one of the leading countries in terms of offshore gold storage. The country has one of the world’s largest reserves of gold per capita. Whether it’s a bank or a private vault, Switzerland’s options for storing metals have always been held in high regard. Alpen Partners offers its clients the opportunity to buy and store physical gold and silver in Switzerland. While most ETFs and international financial centers outside of Switzerland only offer the possibility to own “paper” gold and silver, our solution allows our clients to own their own gold and silver bars. The gold and silver bars can be stored at one of our partner Swiss private banks, either in the main vault of the bank or in a private safe deposit box. We also offer our clients the opportunity to store the precious metal bars in private vaults outside the banking system, either in a Freeport or at ultra-safe private vaults in Switzerland. All investments involve certain risks. All investments carry the potential for financial loss, including the loss of the principal amount invested. Past performance should not be viewed as an indicator of future results. Market conditions and broader economic factors can significantly impact the value of investments. Investments in international markets are subject to additional risks, such as currency exchange fluctuations, political or economic instability, and variations in accounting practices. Alternative investments, including but not limited to hedge funds, private equity, and real estate, may be illiquid, speculative, and are not suitable for all investors. The above information should be considered before making any investment decisions. All posts and publications are for your information only and are not intended as an offer, promotion, or solicitation to buy or sell any financial instrument or perform any other financial transactions. All information and opinions expressed in posts and publications reflect our current views as of the date of the publication and may be liable to change without notice.

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Wealth Management

Following the establishment of his Swiss banking structure, David required a coordinated framework to manage assets across jurisdictions while maintaining compliance with U.S. reporting obligations.

Alpen integrated his assets into a Swiss wealth management structure tailored for internationally active clients. The focus was on aligning investment strategy, currency exposure, and financial planning within a single cross-border framework.

Through Alpen’s wealth management services, David gained access to

  • Global investment advisory, allowing participation in international markets while considering U.S. regulatory requirements
  • Multi-currency portfolio management, reducing reliance on a single currency exposure
  • Cross-border financial planning, supporting his relocation and long-term wealth objectives
  • Centralized oversight of assets held with Swiss custodian banks

Switzerland’s stable political environment, strong financial sector, and long-standing expertise in wealth management provided a reliable foundation for administering David’s international assets.

Offshore Banking Structure

With the Swiss account in place, Alpen integrated it into a broader offshore banking structure designed for diversification and asset protection.

This framework allowed David to

  • Hold assets across multiple currencies
  • Access international investment opportunities
  • Diversify assets outside a single jurisdiction
  • Ensure the highest standards of financial privacy while maintaining full transparency for international reporting

The Swiss banking environment also offered political stability, robust financial regulation, and a historically strong currency base.

Relocation and Swiss Residency Path

As part of his relocation planning, David explored the process of establishing residency in Switzerland. For non-EU citizens such as U.S. nationals, residency typically requires either employment in Switzerland, the establishment of a local company, or a negotiated tax arrangement with cantonal authorities.

Working alongside local legal and tax advisors, Alpen helped David evaluate the available options and coordinate the financial aspects of the move. This included aligning banking structures, documenting international assets, and preparing financial disclosures required during the residency process.

Swiss Bank Account Setup

Opening a Swiss bank account as a U.S. client follows a defined onboarding process based on regulatory requirements and internal bank standards. This includes identity verification, source-of-wealth documentation, and alignment with international reporting frameworks. It also involves coordination with the selected institution, including the negotiation of account terms and applicable fee structures.

Alpen supported David throughout this process by coordinating each step

  • Assessing eligibility and identifying Swiss private banks experienced with U.S. clients
  • Preparing and reviewing required documentation, including passport verification, financial history, and source-of-funds evidence
  • Advising on account structures (e.g. personal vs. investment accounts) aligned with his objectives
  • Coordinating communication with the selected bank and managing the submission process

As part of the onboarding, David was required to provide detailed documentation regarding his financial background and the origin of his assets. Minimum deposit thresholds and internal bank criteria were also considered when selecting the appropriate institution.

Once all documentation was complete and approved, the account opening process typically took approximately 1–2 weeks. Alpen then coordinated the initial asset transfers and ensured a smooth transition from existing banking relationships.