Can the “Buy, Borrow, Die” Strategy Work in Cross-Border Wealth Planning?
Among ultra-high-net-worth families, few wealth-planning concepts have attracted as much attention as the so-called “Buy, Borrow, Die” strategy...
July 22, 2026
Among ultra-high-net-worth families, few wealth-planning concepts have attracted as much attention as the so-called “Buy, Borrow, Die” strategy...
July 22, 2026
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Among ultra-high-net-worth families, few wealth-planning concepts have attracted as much attention as the so-called "Buy, Borrow, Die" strategy. While the phrase may sound provocative, it describes…
Many internationally active investors are familiar with traditional lending secured by real estate or business assets. Less widely known is Lombard lending—a financing solution that allows…
Anyone who has made a substantial amount of wealth throughout their career should consider an asset protection plan. Whether the wealth is earned from the white…
January 10, 2023
Protect your wealth from creditors safely and legally. Creating an asset protection plan is a vital part of financial success. It would be foolish to put…
January 1, 2023
Protect your wealth from creditors. Trust in Switzerland. Investors, individuals, and families with substantial amounts of wealth collected throughout their lives should consider an asset protection…
November 18, 2022
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Following the establishment of his Swiss banking structure, David required a coordinated framework to manage assets across jurisdictions while maintaining compliance with U.S. reporting obligations.
Alpen integrated his assets into a Swiss wealth management structure tailored for internationally active clients. The focus was on aligning investment strategy, currency exposure, and financial planning within a single cross-border framework.
Switzerland’s stable political environment, strong financial sector, and long-standing expertise in wealth management provided a reliable foundation for administering David’s international assets.
With the Swiss account in place, Alpen integrated it into a broader offshore banking structure designed for diversification and asset protection.
The Swiss banking environment also offered political stability, robust financial regulation, and a historically strong currency base.
As part of his relocation planning, David explored the process of establishing residency in Switzerland. For non-EU citizens such as U.S. nationals, residency typically requires either employment in Switzerland, the establishment of a local company, or a negotiated tax arrangement with cantonal authorities.
Working alongside local legal and tax advisors, Alpen helped David evaluate the available options and coordinate the financial aspects of the move. This included aligning banking structures, documenting international assets, and preparing financial disclosures required during the residency process.
Opening a Swiss bank account as a U.S. client follows a defined onboarding process based on regulatory requirements and internal bank standards. This includes identity verification, source-of-wealth documentation, and alignment with international reporting frameworks. It also involves coordination with the selected institution, including the negotiation of account terms and applicable fee structures.
As part of the onboarding, David was required to provide detailed documentation regarding his financial background and the origin of his assets. Minimum deposit thresholds and internal bank criteria were also considered when selecting the appropriate institution.
Once all documentation was complete and approved, the account opening process typically took approximately 1–2 weeks. Alpen then coordinated the initial asset transfers and ensured a smooth transition from existing banking relationships.
