Why You Need a High-End Credit Card


Don’t miss out on luxurious travel perks.  

Are you in need of more luxurious travel? Maybe you wish you could get rewards when you make purchases? Do you want your credit card to offer more? If you answered any of these questions, you may be ready for a high-end credit card.

High-end credit cards are exclusive, offering many benefits ranging from more comfortable and affordable travel to access to exclusive experiences around the world. In this article, we will learn why you should have your very own exclusive credit cards, how you can get one, and also look at a list of the most exclusive credit cards around the world.

For the affluent consumer, a high-end credit card is a must-have, especially in the past few years. Not only do high-end credit card holders receive the same perks as any other credit card user, they also have access to many exclusive advantages including special events, concierge services, travel bonuses, and rewards

With this rise in high-end credit and charge card use, it can be easy to fall victim to choice fatigue. With all of these choices, how do you choose? Where do you even begin when you want to open an account? We know you have these questions. For that, the experts at Alpen Partners are equipped to do the heavy lifting for you.

High-end credit cards have high credit limits meaning the spending can be vast, which won’t go unnoticed. Most luxury credit cards offer points for every purchase made. These points can be used for airlines, hotel loyalty programs, and more.


  • Travel- One of the biggest draws to the world of high-end credit cards is access to many great travel perks. Depending on the card, purchases can gain cardmembers points that can be used for flights.

Many cards can get members frequent upgrades on their flights, quicker boarding, and an overall better travel experience.

  • Lounges- Not only will you get discounted flights and a more comfortable trip, but many cards give members access to airport lounges of various airlines.
  • Experiences- Along with travel, a high-end card can also be your ticket to exclusive events and experiences around the world.

How to Get One

To get your hands on a high-end credit card, you will want to have great credit. Luxury cards are for high spenders who are good with their money. If you are ready for a high-end credit card but maybe you want to make sure you will be approved, check with one of our experts.

The Alpen Partners team can make help you get your finances ready to live like a millionaire without being one. A high-end credit card is nearly essential, especially if you are a big traveler. Don’t miss out.

High-End Credit Cards to Look Out For

Here are some of the most well-known luxury cards around the world.

This card offered by American Express is one of the most well-known high-end charge card options available. One of its biggest draws is five times the membership rewards points on flights that are booked through American Express Travel and the points on prepaid hotels booked through Amex.

  • Mastercard Black Card

Once known as the Luxury Card, the Mastercard Black Card is amongst the most popular high-end credit cards. This is because it offers cardmembers 1.5 times the points on all purchases, no matter the category, without limit. The points can then be utilized for rewards such as travel purchases, cashback, and gift cards.

  • Centurion Card

Formerly known as the Amex Black Card, the Centurion Card is an invite-only card offered only to the most wealthy American Express users. This very well may be the most exclusive credit card out there for the highest spenders around the world and, frankly, is quite mysterious.

  • Mastercard Gold Card
  • The Black Chairman Card from Citigroup
  • Dubai First Royale MasterCard
  • Platinum Delta SkyMiles® Business Credit Card from American Express

Alpen Partners

Your wealth is important. If you are serious about your life goals, financial planning and investments are probably important to you. Financial planning can involve many steps from tax optimization to asset protection. Different investments have different rules with different returns.

With the help of financial planning, you will be able to predict where you will be in the years to come by evaluating where you are currently, what sources of income you plan to have in the future, investments you plan to make, and your retirement plans.

Alpen Partners Wealth Management International AG, the sister company of Alpen Partners AG, is now a registered investment advisor with the U.S. Securities and Exchange Commission (SEC). Together with our partner Swiss private banks, our company can now offer the full Swiss private banking experience to American clients, both resident and non-resident.

Alpen Partners can help high net-worth individuals with opening high-end credit cards. Whether you want to better manage your spending or take advantage of the perks, we can guide you to the right card for you. When you have decided, we can assist you in opening up your new account.

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