Universal Life Insurance (ULI)

Start / Wealth Management / Insurance Solutions / Universal Life Insurance (ULI)
Wealth Management

Secure your legacy with ULI

Universal life insurance is the familiar type of life insurance that comes to mind when people think about it: the policy holder pays premiums, and in return, the life insurance company commits to pay out a defined sum upon the insured person’s death.

  • Death benefit can be up to 400M
  • Premium financing: banks willing to lend 80-90% of the cash surrender value
  • Top medical condition is not a requirement
  • Single or regular premium payments (5 or 10 years)
  • Insurance companies are large, multinational insurance companies with high credit ratings
  • All risks are reinsured with well capitalized reinsurance companies (SwissRe, MunichRe, HanoverRe)

Key benefits

  • Financial security for surviving heirs
  • Flexible inheritance planning
  • Liquidity to pay off taxes or liabilities
  • Helping families keep control of their businesses
  • Helping business partners remain in control when co-owner passes away
  • Can be used as a tool to hedge market risk
Blog

Related articles

Know Your Impact Investment Vocabulary

At Alpen Partners, we are dedicated to helping our clients find the best kind of investment for their particular need. With that, many are looking to not only make a profit when it comes to their inve...

Invest in Commodities: Agriculture

Investing in the commodity that grows on trees. Are you looking for a new investment opportunity but don’t know where to begin? Try a commodity! A commodity is a basic good that is a raw material or a...

Invest in Commodities: Water

Earn money from one of the world’s greatest needs. If you are looking for a new investment opportunity but don’t know where to begin, try a commodity. These raw materials are a nearly sure-fire way to...

Make an impact with Alpen Partners today.

GDPR Privacy Policy: This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.