Universal Life Insurance (ULI)

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Wealth Management

Secure your legacy with ULI

Universal life insurance is the familiar type of life insurance that comes to mind when people think about it: the policy holder pays premiums, and in return, the life insurance company commits to pay out a defined sum upon the insured person’s death.

  • Death benefit can be up to 400M
  • Premium financing: banks willing to lend 80-90% of the cash surrender value
  • Top medical condition is not a requirement
  • Single or regular premium payments (5 or 10 years)
  • Insurance companies are large, multinational insurance companies with high credit ratings
  • All risks are reinsured with well capitalized reinsurance companies (SwissRe, MunichRe, HanoverRe)

Key benefits

  • Financial security for surviving heirs
  • Flexible inheritance planning
  • Liquidity to pay off taxes or liabilities
  • Helping families keep control of their businesses
  • Helping business partners remain in control when co-owner passes away
  • Can be used as a tool to hedge market risk
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Universal Life Insurance (ULI)

Universal Life Insurance (ULI)

Home - Wealth Management - Insurance Solutions - Universal Life Insurance (ULI)
Wealth Management

Secure your legacy with ULI

Universal life insurance is the familiar type of life insurance that comes to mind when people think about it: the policy holder pays premiums, and in return, the life insurance company commits to pay out a defined sum upon the insured person’s death.

  • Death benefit can be up to 400M
  • Premium financing: banks willing to lend 80-90% of the cash surrender value
  • Top medical condition is not a requirement
  • Single or regular premium payments (5 or 10 years)
  • Insurance companies are large, multinational insurance companies with high credit ratings
  • All risks are reinsured with well capitalized reinsurance companies (SwissRe, MunichRe, HanoverRe)

Key benefits

  • Financial security for surviving heirs
  • Flexible inheritance planning
  • Liquidity to pay off taxes or liabilities
  • Helping families keep control of their businesses
  • Helping business partners remain in control when co-owner passes away
  • Can be used as a tool to hedge market risk
Blog

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Earn money through one of the world’s most powerful investments If you are looking for an investment that will stick around and protect against inflation, try investing in a commodity. One very powerf...

Make an impact with Alpen Partners today.